A Virtual Card, offered by Mesh, is a digital payment method that provides users with a convenient, secure, and easy way to pay for goods and services online. On the other hand, a Plug & Pay™ is a physical card that Mesh provides its customers to aid in-person or on-the-go transactions. In other words, the physical card offers users a more traditional payment experience, allowing them to make purchases in person at brick-and-mortar stores. To make use of the Plug & Pay™ card users need to activate it and link it to a virtual card that was assigned to them.