Users can request a General Purpose card and specify a replenishment period.   

The Spend Limit defines the maximum amount available for a given period. The card's amount decreases as transactions are approved, and is replenished when a new cycle begins.  

The table below summarizes the replenishment schedule.  

Notes:

• The company must maintain a sufficient balance to approve transactions. When an authorization request is received, the platform checks the company's balance and the card's limitations. Shortly after, the processor receives an approval or decline message based on the findings.
• The reload schedule is calendar-based, not creation date-based. 
• Funds are not accumulated over time. If funds allocated to a period were not used they are not added to the next.  
• Funds are not reloaded for the Single Use and lifetime options. 
• There is no proration for the first part of the period. In other words, if an Administrator generated a card on Wednesday with a reload period of Per Week, the budget would be reloaded on Monday of the following week, so technically, the user had fewer days to 'spend' the budget during the first week.
• If customers create a lifetime card, use up all the funds, and then edit the card to change the budget, the new amount needs to take into account the amount that has already been used in order to avoid declines. For example, if a card initially had $150 and the customer used the entire amount before editing the card to increase it to $250, they would only have an additional $100 available to spend.
• The Approval Workflow (WF) considers the card's replenishment schedule.
  • For example Card request details ⇒ Start: 1/1/25, End: 31/12/25, 100$ per Month. Total budget calculation = 12 x 100 = $1,200$. If an Admin added a step in the workflow (WF) that an approver is needed above $1,000, the step will kick in (i.e., an approver will be required) concerning the example as $1,200 > $1,000.
  • Currency is also taken into account. Say it is 100 ILS per month then the total budget is 100 x 12 x 1 = 1,200 ILS which ends up being ~ 300 USD (say 1 USD = 4 ILS) and in this case, the requested amount is smaller than $1,000 and as a result, the $1,000 WF step will be skipped.